Legal Conditions Before Wallet Use
Our Legal conditions explain who may access the account, which checks can be requested, and how activity connected with DANA, OVO, GoPay, QRIS, bank transfer or virtual account is recorded. Access depends on local law, so your available route may differ by Indonesian region or account
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status. Before you use the lobby, we may require clear phone verification and matching account details. You should read the current policy text shown during account creation and return to this page when your contact or payment details change. If a transaction needs checking, keep the
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payment receipt and the reference displayed in your cashier path. Bandung customers and customers elsewhere in Indonesia follow the same published policy route where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.